/* ==========================================================
   ARTICLE PAGE — long-form resource with sidebar
   Used by: insurance-reimbursement.html
   Depends on global.css (tokens, header, footer, .page-hero)
   ========================================================== */

/* ---------- Hero additions ---------- */
.article-crumbs {
  font-family: var(--font-dm);
  font-size: 0.8125rem;
  font-weight: 500;
  letter-spacing: 0.02em;
  color: rgba(246,241,234,0.72);
  margin-bottom: 1rem;
}
.article-crumbs a { color: rgba(246,241,234,0.72); text-decoration: none; }
.article-crumbs a:hover { color: var(--ecru); }
.article-crumbs span { margin: 0 0.4rem; }

/* ---------- Layout ---------- */
.article-body { background: var(--ecru); }
.article-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 18.5rem;
  gap: 4.5rem;
  align-items: start;
  padding-top: 4rem;
  padding-bottom: 5.5rem;
}
.article-main { max-width: 46rem; }

/* ---------- Sections ---------- */
.article-section {
  padding-top: 2.75rem;
  margin-top: 2.75rem;
  border-top: 1px solid rgba(26,42,34,0.12);
  scroll-margin-top: 6.5rem;
}
.article-section:first-child { padding-top: 0; margin-top: 0; border-top: 0; }

.article-main h2 {
  font-family: var(--font-serif);
  font-size: 1.875rem;
  font-weight: 500;
  line-height: 1.2;
  letter-spacing: -0.5px;
  color: var(--racing);
  margin: 0 0 1.125rem;
}
.article-main h3 {
  font-family: var(--font-serif);
  font-size: 1.25rem;
  font-weight: 500;
  line-height: 1.3;
  color: var(--racing);
  margin: 0 0 0.5rem;
}
.article-main p {
  font-family: var(--font-serif);
  font-size: 1.0625rem;
  line-height: 1.75;
  color: rgba(26,42,34,0.86);
  margin: 0 0 1.125rem;
}
.article-main p:last-child { margin-bottom: 0; }
.article-main strong { font-weight: 600; color: var(--racing); }
.article-main a {
  color: var(--tom-thumb);
  text-decoration: underline;
  text-underline-offset: 3px;
  text-decoration-thickness: 1px;
  transition: opacity 0.15s;
}
.article-main a:hover { opacity: 0.75; }

.article-fineprint {
  font-family: var(--font-dm) !important;
  font-size: 0.875rem !important;
  line-height: 1.6 !important;
  color: var(--finlandia) !important;
}

/* ---------- In-network vs out-of-network cards ---------- */
.compare {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
  margin: 1.75rem 0 0;
}
.compare__card {
  background: var(--white-rock);
  border-radius: 0.75rem;
  padding: 1.5rem 1.5rem 1.625rem;
  border-top: 3px solid var(--finlandia);
}
.compare__card--ours { border-top-color: var(--tuscany); }
.compare__label {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.5rem;
  font-family: var(--font-dm);
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--finlandia);
  margin-bottom: 0.625rem;
}
.compare__tag {
  font-size: 0.6875rem;
  letter-spacing: 0.04em;
  text-transform: none;
  background: var(--tuscany);
  color: var(--ecru);
  padding: 0.2rem 0.6rem;
  border-radius: 999px;
  white-space: nowrap;
}
.compare__card ul { list-style: none; margin: 0; padding: 0; }
.compare__card li {
  font-family: var(--font-dm);
  font-size: 0.9375rem;
  line-height: 1.5;
  color: rgba(26,42,34,0.86);
  padding-left: 1.125rem;
  position: relative;
  margin-top: 0.5rem;
}
.compare__card li::before {
  content: "–";
  position: absolute;
  left: 0;
  color: var(--finlandia);
}

/* ---------- Stat band ---------- */
.stat-band {
  display: grid;
  grid-template-columns: 1fr 1fr;
  background: var(--periglacial);
  border-radius: 0.75rem;
  margin: 1.75rem 0;
  overflow: hidden;
}
.stat {
  padding: 1.5rem 1.75rem;
}
.stat + .stat { border-left: 1px solid rgba(26,42,34,0.12); }
.stat__value {
  display: block;
  font-family: var(--font-serif);
  font-size: 2.75rem;
  font-weight: 500;
  line-height: 1;
  letter-spacing: -1px;
  color: var(--tom-thumb);
  margin-bottom: 0.5rem;
}
.stat__label {
  display: block;
  font-family: var(--font-dm);
  font-size: 0.9375rem;
  line-height: 1.45;
  color: rgba(26,42,34,0.8);
}

/* ---------- Worked example ---------- */
.assumptions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  list-style: none;
  margin: 0 0 1.5rem;
  padding: 0;
}
.assumptions li {
  font-family: var(--font-dm);
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--tom-thumb);
  background: var(--white-rock);
  border: 1px solid rgba(26,42,34,0.12);
  padding: 0.375rem 0.875rem;
  border-radius: 999px;
}
.calc {
  width: 100%;
  border-collapse: separate;
  border-spacing: 0;
  font-family: var(--font-dm);
  font-size: 0.9375rem;
  background: #fff;
  border: 1px solid rgba(26,42,34,0.12);
  border-radius: 0.75rem;
  overflow: hidden;
  margin-bottom: 1.5rem;
}
.calc th,
.calc td {
  text-align: right;
  padding: 0.9rem 1.125rem;
  border-bottom: 1px solid rgba(26,42,34,0.08);
}
.calc th:first-child,
.calc td:first-child { text-align: left; }
.calc tbody tr:last-child td { border-bottom: 0; }
.calc thead th {
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--finlandia);
  background: var(--white-rock);
}
.calc td { color: rgba(26,42,34,0.86); }
.calc td:first-child { color: var(--racing); font-weight: 500; }
.calc td small {
  display: block;
  font-size: 0.8125rem;
  font-weight: 400;
  color: var(--finlandia);
  margin-top: 0.125rem;
}
.calc__net { font-weight: 600; color: var(--tom-thumb) !important; }
.calc tr.is-best td { background: rgba(221,226,214,0.45); }

.tip {
  background: var(--white-rock);
  border-left: 3px solid var(--limed-oak);
  border-radius: 0 0.5rem 0.5rem 0;
  padding: 1.125rem 1.375rem;
  margin: 0 0 1.25rem;
}
.tip p { font-size: 1rem !important; }
.tip strong { color: var(--rust) !important; }

/* ---------- Numbered steps ---------- */
.steps {
  list-style: none;
  counter-reset: step;
  margin: 1.5rem 0 1.25rem;
  padding: 0;
}
.steps li {
  counter-increment: step;
  position: relative;
  padding: 0 0 1.5rem 3.5rem;
}
.steps li::before {
  content: counter(step);
  position: absolute;
  left: 0;
  top: 0;
  width: 2.25rem;
  height: 2.25rem;
  border-radius: 50%;
  background: var(--tom-thumb);
  color: var(--ecru);
  font-family: var(--font-dm);
  font-size: 0.9375rem;
  font-weight: 600;
  display: flex;
  align-items: center;
  justify-content: center;
}
.steps li:not(:last-child)::after {
  content: "";
  position: absolute;
  left: calc(1.125rem - 1px);
  top: 2.5rem;
  bottom: 0.25rem;
  width: 2px;
  background: rgba(47,74,58,0.18);
}
.steps li:last-child { padding-bottom: 0; }
.steps__questions {
  list-style: none;
  margin: 0.75rem 0 0;
  padding: 0.875rem 1.125rem;
  background: var(--white-rock);
  border-radius: 0.5rem;
}
.steps .steps__questions li {
  counter-increment: none;
  font-family: var(--font-dm);
  font-size: 0.9375rem;
  line-height: 1.5;
  color: rgba(26,42,34,0.86);
  padding: 0.25rem 0 0.25rem 1.125rem;
}
.steps .steps__questions li::before {
  content: "–";
  position: absolute;
  left: 0;
  top: 0.25rem;
  width: auto;
  height: auto;
  border-radius: 0;
  background: none;
  color: var(--finlandia);
  font-size: inherit;
  font-weight: 400;
  display: inline;
}
.steps .steps__questions li::after { content: none; }
.steps__title {
  display: block;
  font-family: var(--font-dm);
  font-size: 1rem;
  font-weight: 600;
  color: var(--racing);
  padding-top: 0.375rem;
  margin-bottom: 0.25rem;
}
.steps__text {
  display: block;
  font-family: var(--font-serif);
  font-size: 1.0625rem;
  line-height: 1.65;
  color: rgba(26,42,34,0.86);
}

/* ---------- Savings cards ---------- */
.save-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
  margin-top: 1.5rem;
}
.save-card {
  background: var(--white-rock);
  border-radius: 0.75rem;
  padding: 1.375rem 1.25rem;
}
.save-card h3 { font-size: 1.125rem !important; }
.save-card p {
  font-family: var(--font-dm) !important;
  font-size: 0.9375rem !important;
  line-height: 1.55 !important;
}

.back-link {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  margin-top: 2.5rem;
  font-family: var(--font-dm);
  font-size: 0.9375rem;
  font-weight: 600;
  text-decoration: none !important;
}

/* ---------- Sidebar ---------- */
.article-aside {
  align-self: stretch;
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}
.aside-sticky {
  position: sticky;
  top: 6.5rem;
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}
.aside-card {
  background: var(--white-rock);
  border-radius: 0.75rem;
  padding: 1.5rem;
}
.aside-card__label {
  font-family: var(--font-dm);
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--finlandia);
  margin: 0 0 0.875rem;
}

.toc { list-style: none; margin: 0; padding: 0; }
.toc a {
  display: block;
  font-family: var(--font-dm);
  font-size: 0.9375rem;
  line-height: 1.35;
  color: rgba(26,42,34,0.72);
  text-decoration: none;
  padding: 0.5rem 0 0.5rem 0.875rem;
  border-left: 2px solid rgba(26,42,34,0.12);
  transition: color 0.15s, border-color 0.15s;
}
.toc a:hover { color: var(--racing); }
.toc a.is-active {
  color: var(--racing);
  font-weight: 600;
  border-left-color: var(--tuscany);
}

.glance { list-style: none; margin: 0; padding: 0; }
.glance li {
  font-family: var(--font-dm);
  font-size: 0.9375rem;
  line-height: 1.45;
  color: rgba(26,42,34,0.86);
  padding: 0.625rem 0;
  border-top: 1px solid rgba(26,42,34,0.1);
}
.glance li:first-child { border-top: 0; padding-top: 0; }
.glance strong { display: block; color: var(--tom-thumb); font-weight: 600; }

.aside-cta {
  background: var(--celtic);
  border-radius: 0.75rem;
  padding: 1.75rem 1.5rem;
  color: var(--ecru);
}
.aside-cta .aside-cta__title {
  font-family: var(--font-serif);
  font-size: 1.375rem;
  font-weight: 500;
  line-height: 1.25;
  margin: 0 0 0.625rem;
  color: var(--ecru);
}
.aside-cta p {
  font-family: var(--font-dm);
  font-size: 0.9375rem;
  line-height: 1.55;
  color: rgba(246,241,234,0.8);
  margin: 0 0 1.25rem;
}
.aside-cta__phone {
  display: block;
  font-family: var(--font-serif);
  font-size: 1.5rem;
  color: var(--ecru);
  text-decoration: none;
  margin-bottom: 1rem;
}
.aside-cta__btn {
  display: block;
  text-align: center;
  background: var(--tuscany);
  color: var(--ecru);
  font-family: var(--font-dm);
  font-size: 0.9375rem;
  font-weight: 600;
  padding: 0.875rem 1.25rem;
  border-radius: 999px;
  text-decoration: none;
  transition: opacity 0.15s;
}
.aside-cta__btn:hover { opacity: 0.88; }
.aside-cta__link {
  display: block;
  text-align: center;
  font-family: var(--font-dm);
  font-size: 0.875rem;
  color: rgba(246,241,234,0.8);
  margin-top: 0.875rem;
}
.aside-cta__link:hover { color: var(--ecru); }

/* ---------- Responsive ---------- */
@media (max-width: 64rem) {
  .article-layout {
    grid-template-columns: minmax(0, 1fr);
    gap: 3rem;
    padding-top: 3rem;
    padding-bottom: 4rem;
  }
  .article-main { max-width: none; }
  .article-aside {
    display: grid;
    grid-template-columns: 1fr 1fr;
  }
  .aside-sticky { display: contents; }
  .aside-card--toc { display: none; }
  .save-grid { grid-template-columns: 1fr 1fr 1fr; }
}

@media (max-width: 48rem) {
  .article-layout { padding-top: 2.5rem; }
  .article-main h2 { font-size: 1.5rem; }
  .article-section { padding-top: 2.25rem; margin-top: 2.25rem; }
  .compare,
  .save-grid,
  .article-aside { grid-template-columns: 1fr; }
  .stat__value { font-size: 2.25rem; }
  .stat { padding: 1.25rem; }

  /* Calculation table becomes stacked cards */
  .calc, .calc tbody, .calc tr, .calc td { display: block; width: 100%; }
  .calc { background: transparent; border: 0; border-radius: 0; }
  .calc thead { display: none; }
  .calc tr {
    background: #fff;
    border: 1px solid rgba(26,42,34,0.12);
    border-radius: 0.75rem;
    margin-bottom: 0.75rem;
    overflow: hidden;
  }
  .calc td {
    display: flex;
    justify-content: space-between;
    gap: 1rem;
    text-align: right;
    padding: 0.625rem 1rem;
  }
  .calc td::before {
    content: attr(data-label);
    font-weight: 500;
    color: var(--finlandia);
    text-align: left;
  }
  .calc td:first-child {
    display: block;
    text-align: left;
    background: var(--white-rock);
  }
  .calc td:first-child::before { content: none; }
  .calc tbody tr:last-child td { border-bottom: 1px solid rgba(26,42,34,0.08); }
  .calc tr td:last-child { border-bottom: 0 !important; }
}

@media (max-width: 30rem) {
  .stat-band { grid-template-columns: 1fr; }
  .stat + .stat { border-left: 0; border-top: 1px solid rgba(26,42,34,0.12); }
  .steps li { padding-left: 3rem; }
}